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Checking Accounts

A SUMA FCU checking account is our most versatile product. This is the best place to initiate all your transactions. From paperless statements to bill payments, from debit cards to online inter-institutional electronic transfers, with personal checks or direct deposit option, this interest-bearing account is whatever you want it to be.



* Avoid a $5 monthly fee by maintaining a minimum balance of $50.00.

** Automatic transfers from savings account for overdrafts. Must have funds in the savings account to cover the overdrafts. $3.00 fee per overdraft transfer applies.


1CO-OP ATM Network: A nationwide network of nearly 30,000 surcharge-free ATMs, 9,000+ which are deposit taking. ATM Terminals within the network can be found at many credit unions and select retail locations including 7-Eleven, Walgreens, and Costco.

CO-OP ATM Locator app can be downloaded by clicking on the following links:

       - iOS: 

       - Android:

2Our mobile banking apps for iPhone and Android users allow you to initiate transactions and conduct research anytime, from anywhere. Members can view account balances and transaction history, view account alerts, initiate account transfers and pay bills, deposit checks, control plastic cards. SUMA mobile banking supports all account types including savings, checking, certificates of deposit, money markets, loans, and credit cards.  To get started, install "SUMA FCU Mobile" from the App Store or Google Play on your mobile device:

Android - click here to install; iOS - click here to install.

Or if you prefer using your mobile browser, go to the following link The prior registration in Internet Banking is required to start working with the mobile app or website.

3To self-enroll, click on Bill Pay Tab within Internet Banking and follow the on-screen instructions.

4To self-enroll, click on E-Statements Tab and follow the on-screen instructions.

5To activate this service, call SUMA FCU at 914-220-4900.


Have Automatic Payments Pulling from Old Accounts? Consolidate to One Account Today!

The Fast, Secure and Free Way to Switch Your Automatic Payments and Direct Deposits!


Now you can easily move recurring payments and direct deposits to a new account - all with the click of a mouse. With ClickSWITCHTM you can change financial institutions or move old accounts without the hassles of filling out multiple forms or wasting time contacting payees for automated payments. Simply log into the ClickSWITCH portal, from there you can switch your existing direct deposits and automatic payments to SUMA (Yonkers) FCU. Account information is transferred instantly. Itís fully automated and convenient paving the way for a smooth and speedy transition to your new account.


How ClickSWITCH Works:

1. Obtain the SwitchTRACK code by texting or calling SUMA FCU at 914-220-4900!

2. Access ClickSWITCH portal here: and Enter the SwitchTRACK code.

3. Create your personal password.

4. When prompted, enter your new password, and log in.

5. Read and accept the terms of use, and you are ready to do switches.

6. Click on your desired tab and follow the instructions to create and submit your switches.


ClickSWITCH Tools Ensure a Smooth Account Transition:

Switch Summary

View the progress and details of your requested switches.


Switch Status

Track and see confirmation when your account has been switched to SUMA FCU.


Balance Assist

Advises you on approximately how much money to keep in your old account until the switch to SUMA FCU is complete. We suggest that you keep your old account open for 30 days to allow time for the switch to be confirmed and for checks and automated payments to clear.


CLICK HERE to get started!




Make 20 purchases and receive a $10 eGift Card*.


Use your SUMA Yonkers FCU Debit Card for anythingógas, groceries, meals or movies. Every purchase you make by 3/31 gets you that much closer to your reward. And because your SUMA Yonkers FCU Debit Card is a safe and secure way to pay, you can use it with confidence.

If you havenít activated your card, do it now. Youíll find instructions on the front of your card or here.



Offer is valid from 3/1/18 until 3/31/18. Receive a $10 eGift Card for making 20 purchases on your debit card by 3/31/18. After the promotion ends, weíll contact you to let you know if you qualified for the gift. If so, youíll get a link to our redemption site where you can select an eGift Card from your choice of several top retailers. Once youíve made your choice, just watch your email for your eGift Card.

To qualify for the reward, participants must use their participating debit card to make 20 purchases (cash advances or cash-related transactions do not qualify) by 3/31/18. This offer is for participating debit card cardholders only. Participants must have an activated and unexpired debit card account and a valid email address. To receive the reward, participants must be a debit card cardholder in good standing with SUMA FCU.

Limit one reward per account holder.

The financial account tied to your participating debit card account must remain open in order to receive the reward, which will be available to you for retrieval for 30 days after the promotion ends. The reward is an electronic gift card. Physical gift cards cannot be provided as a substitute.

No cash advances or cash back will be counted as part of the promotion.

In the event that we determine that your account does not meet the eligibility criteria, we will not be obligated to provide the reward.


ATM Card

VISA Debit Card

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