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Checking Accounts

A SUMA FCU checking account is our most versatile product. This is the best place to initiate all your transactions. From paperless statements to bill payments, from debit cards to online inter-institutional electronic transfers, with personal checks or direct deposit option, this interest-bearing account is whatever you want it to be.



* Avoid a $5 monthly fee by maintaining a minimum balance of $50.00.

** Automatic transfers from savings account for overdrafts. Must have funds in the savings account to cover the overdrafts. $3.00 fee per overdraft transfer applies.


1CO-OP ATM Network: A nationwide network of nearly 30,000 surcharge-free ATMs, 9,000+ which are deposit taking. ATM Terminals within the network can be found at many credit unions and select retail locations including 7-Eleven, Walgreens, and Costco.

???-locator app can be downloaded by clicking on the following links:

       - iOS: 

       - Android:

2Our mobile banking apps for iPhone and Android users allow you to initiate transactions and conduct research anytime, from anywhere. Members can view account balances and transaction history, view account alerts, initiate account transfers and pay bills, deposit checks, control plastic cards. SUMA mobile banking supports all account types including savings, checking, certificates of deposit, money markets, loans, and credit cards.  To get started, install "SUMA FCU Mobile" from the App Store or Google Play on your mobile device:

Android - click here to install; iOS - click here to install.

Or if you prefer using your mobile browser, go to the following link The prior registration in Internet Banking is required to start working with the mobile app or website.

3To self-enroll, click on Bill Pay Tab within Internet Banking and follow the on-screen instructions.

4To self-enroll, click on E-Statements Tab and follow the on-screen instructions.

5To activate this service, call SUMA FCU at 914-220-4900.



ATM Card

VISA Debit Card