A SUMA FCU checking account is our most versatile product. This is the best place to initiate all your transactions. From paperless statements to bill payments, from debit cards to online inter-institutional electronic transfers, with personal checks or direct deposit option, this interest-bearing account is whatever you want it to be.
- Minimum balance $50
- Interest bearing
- NO per check charges
- NO monthly service charge*
- Overdraft protection**
- Direct deposit options
- FREE starter checks
- Access to over 30,000 FREE ATMs nationwide1
- Free Online Banking and Free Mobile Banking2
- Free Online Bill Payment (BillPay)3
- PAPERLESS STATEMENTS4
- Interbank Transfers via Internet Banking or Mobile Banking5
- Free VISA Debit Card with smsGuardian Fraud Protection
- Free ATM Card with smsGuardian Fraud Protection
- Easy check reorders
* Avoid a $5 monthly fee by maintaining a minimum balance of $50.00.
** Automatic transfers from savings account for overdrafts. Must have funds in the savings account to cover the overdrafts. $3.00 fee per overdraft transfer applies.
1CO-OP ATM Network: A nationwide network of nearly 30,000 surcharge-free ATMs, 9,000+ which are deposit taking. ATM Terminals within the network can be found at many credit unions and select retail locations including 7-Eleven, Walgreens, and Costco.
CO-OP ATM Locator app can be downloaded by clicking on the following links:
2Our mobile banking apps for iPhone and Android users allow you to initiate transactions and conduct research anytime, from anywhere. Members can view account balances and transaction history, view account alerts, initiate account transfers and pay bills, deposit checks, control plastic cards. SUMA mobile banking supports all account types including savings, checking, certificates of deposit, money markets, loans, and credit cards. To get started, install "SUMA FCU Mobile" from the App Store or Google Play on your mobile device:
Or if you prefer using your mobile browser, go to the following link https://m.mobilecu.org/sumafcu The prior registration in Internet Banking is required to start working with the mobile app or website.
3To self-enroll, click on Bill Pay Tab within Internet Banking and follow the on-screen instructions.
4To self-enroll, click on E-Statements Tab and follow the on-screen instructions.
5To activate this service, call SUMA FCU at 914-220-4900.
The Fast, Secure and Free Way to Switch Your Automatic Payments and Direct Deposits!
Now you can easily move recurring payments and direct deposits to a new account - all with the click of a mouse. With ClickSWITCHTM you can change financial institutions or move old accounts without the hassles of filling out multiple forms or wasting time contacting payees for automated payments. Simply log into the ClickSWITCH portal, from there you can switch your existing direct deposits and automatic payments to SUMA (Yonkers) FCU. Account information is transferred instantly. Itís fully automated and convenient paving the way for a smooth and speedy transition to your new account.
How ClickSWITCH Works:
1. Obtain the SwitchTRACK code by texting or calling SUMA FCU at 914-220-4900!
2. Access ClickSWITCH portal here: https://sumafcu.clickswitch.com and Enter the SwitchTRACK code.
3. Create your personal password.
4. When prompted, enter your new password, and log in.
6. Click on your desired tab and follow the instructions to create and submit your switches.
ClickSWITCH Tools Ensure a Smooth Account Transition:
View the progress and details of your requested switches.
Track and see confirmation when your account has been switched to SUMA FCU.
Advises you on approximately how much money to keep in your old account until the switch to SUMA FCU is complete. We suggest that you keep your old account open for 30 days to allow time for the switch to be confirmed and for checks and automated payments to clear.
VISA Debit Card