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Switch to SUMA

Switch to SUMA in Two Easy Steps

We added a new service for our digital banking users – the ability to quickly and easily switch your direct deposits so that they are electronically sent to your SUMA FCU account.

1) This is what the new tile looks like in our digital banking app:

Direct Deposit Switching procedure as seen on SUMA digital banking apps - the widget to click to start the process

2) After clicking on the “Set up direct deposit” button, a new window opens confirming what is and what is not accessed during this process:

Direct Deposit Switching procedure as seen on SUMA digital banking apps - page showing access to personal info is minimal

3) After clicking the “Continue” button, you will see a list of your SUMA FCU shares that you can select as the final destination of your direct deposit:
Direct Deposit Switching procedure as seen on SUMA digital banking apps - selection of share accounts

4) After choosing a share and clicking “Next”, a new window will show you a list of popular payroll providers, employers, and agencies from which to choose or, if not listed, you can search for yours:
Direct Deposit Switching procedure as seen on SUMA digital banking apps - list of popular paycheck providers

5) After choosing your direct deposit provider, you will see a login window to your provider:

Direct Deposit Switching procedure on SUMA digital banking apps - payroll processor's sign up page

6) After successful login, the “Confirm” button appears - once clicked, the switch is performed:

Direct Deposit Switching procedure as seen on SUMA digital banking apps - confirmation page example

Note: It may take 1 or 2 payroll cycles (depending on the employer/agency) for a switch to complete.

Some payroll providers, employers, or government agencies may require additional verification steps.


If you provider is not listed, reach out to us. We can provide paperwork that you can show your company's HR department to speed up the desired direct deposit switch.

Feel free to contact us, at any point through the process, if you have any questions.

With ClickSWITCHTM You can easily move recurring payments and direct deposits to a new account only in the click of a mouse.

How to SWITCH:
  1. Obtain the SwitchTRACK code by texting or calling SUMA FCU at 914-220-4900!
  2. Access ClickSWITCH portal by clicking here.
  3. Enter the SwitchTRACK code.
  4. Create your personal password.
  5. When prompted, enter your new password, and log in.
  6. Read and accept the terms of use, and you are ready to do switches.
  7. Click on your desired tab and follow the instructions to create and submit your switches.