Drive Away With Confidence
Auto Loans for New & Used Vehicles
Whether you're purchasing a new vehicle or a quality pre-owned car, SUMA FCU makes financing simple, affordable, and fast. Our competitive rates and flexible terms help qualified borrowers get behind the wheel sooner.
We finance:
- New and used cars, SUVs, vans, and trucks
- Personal-use vehicles only
- Vehicles with a clean, marketable title
See our rates page for detailed information.
To qualify for our best rates, applicants should meet the following criteria:
- Minimum credit score of 700
- Verifiable income and employment
- Valid driver's license
- Debt-to-income ratio within lending guidelines
- Clean credit history with no recent bankruptcies or repossessions
Loan Features:
- Competitive fixed rates
- Flexible repayment terms up to 72 months for new autos and up to 60 months for used autos
- Fast loan decisions
- No prepayment penalties
- Convenient automatic payment options
- Refinancing available for qualified borrowers
How to Apply:
- Complete the online application
- Submit vehicle information and proof of income
- Receive a credit decision
- Finalize loan documents
- Drive away in your new vehicle
Ready to Apply?
Please note: Non-members need a sponsor to become a member
Schedule a meeting that works best for you
Pick a date, time as well as how you would like to connect here:
Auto GAP Insurance
We’re excited to share that our credit union now offers Auto GAP Insurance to help protect your investment and provide peace of mind. In the event your vehicle is totaled or stolen, GAP Insurance covers the difference between your auto loan balance and your insurance payout, saving you from unexpected costs. Ask one of our representatives today how you can add this valuable protection of your loan.