We hope you and your families are well and healthy.
If you’re headed off to college soon, we’re here to help you cover those expenses.
SUMA FCU’s new student loan marketplace offers competitive rates, flexible repayment options, and absolutely zero fees – and, of course, personalized member service for you and your family.
Click below to find your next steps.
You may have noticed two new services in your SUMA digital banking app:
My Credit
- See your credit score, review your account and history, and simulate ways to improve your credit score.
Automated Savings by Plinqit
- Set up automatically funded savings goals (up to 5).
Also, once a goal is set, you can watch short (less than a minute) videos, on a range of topics, to increase your financial learning…and you get paid to watch them.
Both widgets should automatically appear at the bottom of your SUMA FCU digital banking app.
If you don’t see them, add them by clicking on the “Organize dashboard” button at the bottom and then click “Add a card” button and find/add them there.
If you have any questions, please reach out to us for assistance.
2) After clicking on the “Set up direct deposit” button, a new window opens confirming what is and what is not accessed during this process:
5) After choosing your direct deposit provider, you will see a login window to your provider:
6) After successful login, the “Confirm” button appears - once clicked, the switch is performed:
Note: It may take 1 or 2 payroll cycles (depending on the employer/agency) for a switch to complete.
Some payroll providers, employers, or government agencies may require additional verification steps.
If you provider is not listed, reach out to us. We can provide paperwork that you can show your company's HR department to speed up the desired direct deposit switch.
Feel free to contact us, at any point through the process, if you have any questions.
Save money, time and don't let invoicing and payments get in the way of running your small business or non-profit organization!
Integrated invoicing and online payment acceptance is now available for small and micro businesses through Autobooks within your SUMA FCU Digital banking (Opens in a new Window) application - with no monthly fees.
This means that you can now easily share your unique QR code with paying customers, and continue to reuse the same QR code as the need arises.
The main advantages of this new interface:
- Easier to navigate
- ADA compliant – more user friendly to people with disabilities
- More secure due to upgraded technology
- Additional modern technology (e.g.- HTML-enriched email reminders and the possibility to enrich electronic documents with clickable links, embedded images and videos)
Whereas before you had to request your shares to be enrolled manually, now all your eligible shares will show up in the Mobile check deposit menu automatically.
Should you have any questions, feel free to contact our Member Service Dept. via SMS/phone call at 914-220-4900, email to memberservie@sumafcu.org or through the Messages feature of this app.
We just enabled a Principal Only Loan Payments option in our SUMA FCU Online & Mobile Banking platforms
To make either a one-time or recurring principal loan payment:
- Go to the TRANSFER tab
- Choose your From share account to fund the payment
- Choose the To loan account you wish to pay
- Input the Amount of your payment
- Expand the More Options menu
- Change the Type from the drop-down from “Regular” to “Principal Only”
- Change your Frequency (default is Once) and Date (default is Soonest available) options, if applicable
- Then hit the “Submit” button!
This is how the Transfer page with the “Principal only” feature chosen looks like in SUMA FCU Mobile app:
This is how the Transfer page with the “Principal only” feature chosen looks like in SUMA FCU Online Banking:
Bad threat actors continue to be very active and attempt to take advantage of everyone to commit fraud. SUMA FCU, in collaboration with its top-rated cybersecurity partners, is now offering its Cyberthreat Prevention webpage with the very latest in digital security topics to keep you aware of current issues and to hopefully protect you so that you can avoid the many pitfalls.
SIGN UP to receive a weekly email with the latest information to keep you up-to-date
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DOWNLOAD THE SUMA (YONKERS) FCU APP:
Here are ten tips to avoid having checks and other important mail stolen:
- Go paperless! Take advantage of SUMA’s Online & Mobile Banking services, and specifically BillPay, Alerts and P2P payments. Paying your bills and other items directly from your checking account is safe and easy. When you’re conducting your financial transactions through digital banking, you’re far more protected than when you send checks through the mail. Digital banking enables you to set up alerts telling you when a check clears and more! If you don’t have online and mobile banking, now is the time to set it up.
- Refrain from sending checks, gift cards, cash and personal information through the mail.
- If you absolutely need to mail a check, gift card or other important item, do so directly from the post office. But beware; these items may be sitting in someone else’s mailbox when they get delivered.
- When writing out checks that need to be mailed, be sure to use ink that cannot be erased, such as a gel pen.
- Avoid using your mailbox flag. A mailbox flag signals that something is inside not only to your postal carrier, but also to a thief.
- Don’t allow your mail to accumulate in your box for too long. This includes incoming and outgoing. If you need to mail out bills, rather than leaving them in your mailbox when you go to work in the morning, drop them at the post office. If you’re going out of town, ask a trusted neighbor to pick up your mail or have the post office hold it.
- Have lots of checks coming in or going out? Then consider renting a post office box. It’s the safest way to have your mail delivered.
- Consider a locking mailbox. It’s similar to a normal mailbox, except mail can be put in, but only taken out with the use of a key. If you get lot’s of packages, this may not be the best option for you.
- Monitor bank activity and your credit report closely, so you catch any discrepancies quickly.
- Most importantly, if you see something suspicious around any mailbox, report it to the police immediately.
Making these important changes can help you reduce your chance of being a victim of mail theft and also identity theft. Remember, mail theft is a federal offense. If you believe you were the victim of mail theft, it’s important to report it immediately.