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We hope you and your families are well and healthy.

Most transactions can quickly and easily be done via our mobile and online banking applications though we happily remain ready for you at one of our branches for more complex items that you may want to do in person. Feel free to call or send us a text to 914.220.4900 with any questions.
Here is the latest news from SUMA FCU:

If you’re headed off to college soon, we’re here to help you cover those expenses.

SUMA FCU’s new student loan marketplace offers competitive rates, flexible repayment options, and absolutely zero fees – and, of course, personalized member service for you and your family.

Click below to find your next steps.

For info on our student loan program

To start a student loan search

You may have noticed two new services in your SUMA digital banking app:

My Credit

- See your credit score, review your account and history, and simulate ways to improve your credit score.

Automated Savings by Plinqit

- Set up automatically funded savings goals (up to 5).

Also, once a goal is set, you can watch short (less than a minute) videos, on a range of topics, to increase your financial learning…and you get paid to watch of digital app showing My Credit Score and Plinqit widgets

Both widgets should automatically appear at the bottom of your SUMA FCU digital banking app.

If you don’t see them, add them by clicking on the “Organize dashboard” button at the bottom and then click “Add a card” button and find/add them there.

If you have any questions, please reach out to us for assistance.

SUMA Federal Credit Union held its 59th annual meeting on Saturday, April 1st, 2023 at the Ukrainian Youth Center, 301 Palisade Avenue in Yonkers, New York. 

For the complete report from the event, visit our Annual Meeting page.
We added a new service for our digital banking users – the ability to quickly and easily switch your direct deposits so that they are electronically sent to your SUMA FCU account.

1) This is what the new tile looks like in our digital banking app:

Direct Deposit Switch procedure as seen in SUMA digital banking - the widget to click to start the process

2) After clicking on the “Set up direct deposit” button, a new window opens confirming what is and what is not accessed during this process:

Direct Deposit Switch as seen in SUMA digital banking - page shows access to personal info is minimal

3) After clicking the “Continue” button, you will see a list of your SUMA FCU shares that you can select as the final destination of your direct deposit:
Direct Deposit Switch procedure as seen in SUMA digital banking - selection of share accounts

4) After choosing a share and clicking “Next”, a new window will show you a list of popular payroll providers, employers, and agencies from which to choose or, if not listed, you can search for yours:
Direct Deposit Switch as seen in SUMA digital banking - list of popular paycheck providers

5) After choosing your direct deposit provider, you will see a login window to your provider:

Direct Deposit Switch in SUMA digital banking - payroll processor's sign up page

6) After successful login, the “Confirm” button appears - once clicked, the switch is performed:

Direct Deposit Switch as seen in SUMA digital banking - confirmation page example

Note: It may take 1 or 2 payroll cycles (depending on the employer/agency) for a switch to complete.

Some payroll providers, employers, or government agencies may require additional verification steps.

If you provider is not listed, reach out to us. We can provide paperwork that you can show your company's HR department to speed up the desired direct deposit switch.

Feel free to contact us, at any point through the process, if you have any questions.

Save money, time and don't let invoicing and payments get in the way of running your small business or non-profit organization!

Integrated invoicing and online payment acceptance is now available for small and micro businesses through Autobooks within your SUMA FCU Digital banking (Opens in a new Window) application - with no monthly fees.
Click to learn more
Your can start the quick and easy registration process by clicking on one of the "Accept a Payment" options found in your mobile or online SUMA FCU application. Minutes later you are ready to send your first invoice or estimate as well as accept payments and donations - without any monthly fees.
Autobooks widget within SUAM FCU Online banking home page
Contact us if you have any questions regarding implementation or to allow us to show you how SUMA FCU's Autobooks can help your business.
QR feature in SUMA's digital banking Autobooks app
QR codes are now available as a way to get paid by your customers through your payment form. Access your unique and reusable code right now -- just click 'Accept a Payment' from your online banking dashboard and select 'QR code' as your option.

This means that you can now easily share your unique QR code with paying customers, and continue to reuse the same QR code as the need arises.
Sign up through your SUMA FCU digital banking app.
Questions? Reach out to us and let us help.
We have upgraded the interface for electronic documents located within your SUMA FCU Online or Mobile Banking Applications.

Comparison of the original and upgrated layout for the SUMA FCU document integration
All your statements and tax documentation can be found by:

1) Clicking on the Documents button on your widget bar

Location of Documents in SUMA mobile app

2) or you can find a link in any account you may be reviewing

Alternate location of Documents in SUMA mobile app

The main advantages of this new interface:

  • Easier to navigate
  • ADA compliant – more user friendly to people with disabilities
  • More secure due to upgraded technology
  • Additional modern technology (e.g.- HTML-enriched email reminders and the possibility to enrich electronic documents with clickable links, embedded images and videos)
To make your usage of the service easier and more user friendly, we have automated the enrollment process of your shares for Mobile check deposit.

Whereas before you had to request your shares to be enrolled manually, now all your eligible shares will show up in the Mobile check deposit menu automatically.

Should you have any questions, feel free to contact our Member Service Dept. via SMS/phone call at 914-220-4900, email to or through the Messages feature of this app.

We just enabled a Principal Only Loan Payments option in our SUMA FCU Online & Mobile Banking platforms

To make either a one-time or recurring principal loan payment:

  • Go to the TRANSFER tab
  • Choose your From share account to fund the payment
  • Choose the To loan account you wish to pay
  • Input the Amount of your payment
  • Expand the More Options menu
  • Change the Type from the drop-down from “Regular” to “Principal Only”
  • Change your Frequency (default is Once) and Date (default is Soonest available) options, if applicable
  • Then hit the “Submit” button!

This is how the Transfer page with the “Principal only” feature chosen looks like in SUMA FCU Mobile app:

mobile banking page showing how to make a principal only loan payment

This is how the Transfer page with the “Principal only” feature chosen looks like in SUMA FCU Online Banking:

If you have any questions, feel free to contact our loan department or our member service departments for assistance.

Bad threat actors continue to be very active and attempt to take advantage of everyone to commit fraud. SUMA FCU, in collaboration with its top-rated cybersecurity partners, is now offering its Cyberthreat Prevention webpage with the very latest in digital security topics to keep you aware of current issues and to hopefully protect you so that you can avoid the many pitfalls.

Example of the location to click on our cyber security webpage to sign up for our cyber security newsletter

SIGN UP to receive a weekly email with the latest information to keep you up-to-date

Once clicked, fill in your email address and a verification phrase in the popup.

Note: the verification phrase that you personally selected will be shown at the top of future cyber info emails - providing you confidence that you can click on the story links.

Example of sign-up popup found on our cyber security webpage

SUMA has introduced Zelle — a fast, safe and easy way to send money in minutes* to friends, family and others you trust**, right from the SUMA (Yonkers) FCU mobile app. Zelle makes it easy to send money to, or receive money from, people you trust with a bank account in the U.S. Find Zelle in your SUMA (Yonkers) FCU app.


Send money directly from your account to theirs — typically in minutes.*


Send or receive money right from your SUMA (Yonkers) FCU app.


Send money to almost anyone you know and trust** using just an email address or U.S. mobile phone number.


Google Play icon

* Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.
** Must have a bank account in the U.S. to use Zelle.
*** In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle.

There has been an increase in thefts from mailboxes in the area recently. Mail thefts have been reported in Yonkers, Bronxville and throughout Westchester. Protect yourself so you don’t fall victim to mailbox theft!
Here are ten tips to avoid having checks and other important mail stolen: 
  1. Go paperless! Take advantage of SUMA’s Online & Mobile Banking services, and specifically BillPay, Alerts and P2P payments. Paying your bills and other items directly from your checking account is safe and easy. When you’re conducting your financial transactions through digital banking, you’re far more protected than when you send checks through the mail. Digital banking enables you to set up alerts telling you when a check clears and more! If you don’t have online and mobile banking, now is the time to set it up.
  2. Refrain from sending checks, gift cards, cash and personal information through the mail.
  3. If you absolutely need to mail a check, gift card or other important item, do so directly from the post office. But beware; these items may be sitting in someone else’s mailbox when they get delivered.
  4. When writing out checks that need to be mailed, be sure to use ink that cannot be erased, such as a gel pen.
  5. Avoid using your mailbox flag. A mailbox flag signals that something is inside not only to your postal carrier, but also to a thief.
  6. Don’t allow your mail to accumulate in your box for too long. This includes incoming and outgoing. If you need to mail out bills, rather than leaving them in your mailbox when you go to work in the morning, drop them at the post office. If you’re going out of town, ask a trusted neighbor to pick up your mail or have the post office hold it.
  7. Have lots of checks coming in or going out? Then consider renting a post office box. It’s the safest way to have your mail delivered.
  8. Consider a locking mailbox. It’s similar to a normal mailbox, except mail can be put in, but only taken out with the use of a key. If you get lot’s of packages, this may not be the best option for you.
  9. Monitor bank activity and your credit report closely, so you catch any discrepancies quickly.
  10. Most importantly, if you see something suspicious around any mailbox, report it to the police immediately.

Making these important changes can help you reduce your chance of being a victim of mail theft and also identity theft. Remember, mail theft is a federal offense. If you believe you were the victim of mail theft, it’s important to report it immediately.