Young couple carry furniture while moving boxes surround the room.

Real Estate Loans

We take confusion out of a mortgage application.

Our experienced staff can quickly and effectively guide you to the right mortgage with the right terms.

  • Conventional Loans: Multiple terms with both Fixed and Adjustable Rate Loans.

  • First Time Home Buyer: We offer first time buyer programs with just 10% down and no PMI for qualified borrowers.

  • Home Equity Line of Credit: If you need the flexibility of access to funds for expenses now and in the future, a home equity line of credit could be the right option for you. Borrow up to 80% of the value of your home, including first mortgage1. Maximum draw period is 10 Years and with Interest only during the first 10 years. Refundable Application Fees2 and very low closing costs. 
1Member may be responsible for Appraisal Costs.
2The application and appraisal fee will be refunded if a member qualifies for the loan and accepts the proceeds of the loan. If a member does not qualify or does not accept the proceeds of the loan the application fee will be forfeited. In Addition to the foregoing charges and fees, member must pay all mortgage tax fees with this loan. All other fees associated with this loan will be paid by the Credit Union.

Own a home and looking for a Home Equity Line of Credit?

Please the answer that describes your current status with SUMA FCU.

  • Member Business Loans: Loans for residential buildings up to 50 units and non-owner occupied residences, and Commercial Real Estate.

Starting to look around for a new home? Get pre-qualified first.

Pre-qualifying at SUMA FCU is quick and easy process, click the button below to start your pre-qualification now. 

You found the perfect home to purchase? Let us help you with a mortgage from SUMA FCU...


Not a SUMA FCU Member yet?

Apply NOW 

Please see Membership Requirements. Note: you will need the name and contact information of your Sponsor (Existing SUMA FCU Member).

Schedule a meeting that works best for you

Pick a date, time as well as how you would like to connect here: