We take confusion out of a mortgage application.
- Conventional Loans: Multiple terms with both Fixed and Adjustable Rate Loans.
- First Time Home Buyer: We offer first time buyer programs with just 10% down and no PMI for qualified borrowers.
- Home Equity Line of Credit: If you need the flexibility of access to funds for expenses now and in the future, a home equity line of credit could be the right option for you. Borrow up to 80% of the value of your home, including first mortgage1. Maximum draw period is 10 Years and with Interest only during the first 10 years. Refundable Application Fees2 and very low closing costs.
- Member Business Loans: Loans for residential buildings up to 50 units and non-owner occupied residences, and Commercial Real Estate.
Starting to look around for a new home? Get pre-qualified first.
Ready to apply for a Mortgage or Home Equity Line of Credit?
For SUMA FCU members: please log in to your SUMA FCU Digital banking to submit a HELOC or Mortgage application. If you do not have access to SUMA FCU Digital banking or for more information, please fill out the form below or call/text the loan department at 914 220 4900