How Does SUMA differ from most banks?
IS A MEMBER-OWNED CREDIT UNION THAT OFFERS YOU:
SUMA FCU offers one of the highest earning APY savings account available without having to make a large deposit.
Never need to cash or worry about losing a check again.
Unlike most banks our checking is interest bearing. Free starter checks, Overdraft protection for only $3.
Ultra-low APR%* of 9% on a personal credit card and 10.95% on a business platinum credit card. No annual fee. 5-day grace period for late payments. Fraud Protection. Cash Back, Rewards, Discounts and more. *rates subject to change
Remotely access your cash or use as a credit card.
30,000+ of surcharge-free locations with 24/7 access - including our 125 Corporate Blvd. location. Make deposits/withdrawals/transfers remotely.
Desktop or Mobile accessible, remote deposit, easy bill-pay, check balances, transfer between accounts or member-to-member, Zelle direct payments, control all your cards, eWallets, loan and account application portal, message our staff and more.
We are open late and weekend to work with your needs and availability.
Fast and contact-less transactions from 8:30am-3pm Mon., 8:30am to 8pm Tue. thru Fri., 8:30am-12:30pm Sat.
Even higher rates than our savings account rates, 6 free withdrawals and/or transfers per month.
Multiple Options and the highest rates available in the market.
SUMA FCU offers the lowest rates to its members for Real Estate Loans (Conventional, 1st Time Home Buyer, Home Equity, Investment, Commercial), New and Used Auto & Specialty Vehicle Loans, Personal Loans, Pledge of Shares (Consolidation of credit card debt, etc.).
Domestically or Internationally - in person or by phone.
3rd party checks for payments to those that do not accept mobile payments.
Multiple sizes and low yearly rental rates.
Special bags provided, validated deposit receipts, no waiting in lines, after-hours drop-off.
Document notarization for members.
Letter of Credit Confirmations and verification of deposits.
STAMP/SEMP/MSP approved certification.
Our staff can assist you in English and Ukrainian as well many other languages.
Your deposits are federally insured to at least $250,000 and backed by the full faith and credit of the United States - under the supervision of the National Credit Union Administration, a U.S. federal regulatory agency, and covered by the National Credit Union Share Insurance Fund (NCUSIF).
Please note that you will need a name and email of a sponsor who has an account with SUMA FCU to complete the form.
You can easily switch your Direct Deposits, Automatic Payments and Accounts to SUMA FCU electronically in a free, paperless, fast and secure way
- Obtain the SwitchTRACK code by texting or calling SUMA FCU at 914-220-4900!
- Access ClickSWITCH portal by clicking here.
- Enter the SwitchTRACK code.
- Create your personal password.
- When prompted, enter your new password, and log in.
- Click on your desired tab and follow the instructions to create and submit your switches.