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St. Andrew’s Ukrainian Religious and Cultural Center (Oseredok) - Welcome! Вітаємо!

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SUMA FCU welcomes the parishioners of St. Andrew’s Ukrainian Religious and Cultural Center (Oseredok) to join our credit union!

SUMA FCU allows its members to Save Big, Support Locally, Bank Near & Far

SUMA FCU historically provides the highest savings rates and the lowest loan rates - and has eliminated annoying fees (unlike those big banks*) - in the interest of helping you along your financial path because, as a member, you are also an owner of this credit union.

Plus, by banking with SUMA FCU, you are directly supporting St. Andrew's Center as well as local Ukrainian youth groups and cultural institutions - allowing them to continue making an important difference while enriching all our lives. Your membership has allowed SUMA FCU to donate millions of dollars since our inception to these beloved local institutions.

Once joining you can visit our local branches or use our award-winning desktop and mobile banking applications safely from your home or on the road, anywhere in the world. Transfer funds and make payments or deposits quickly and securely. Abundant no-fee ATMs, our low-interest and high-reward credit/debit cards, and eWallets make cash access frictionless.

*We also actively protect your privacy and will never sell your information to third parties. 


To join, click here or feel free to stop into our North Port, FL or St. Petersburg, FL locations

Please note that you will need a name and email of a sponsor who has an account with SUMA FCU to complete the form.


How Does SUMA differ from most banks?


Savings Account – Free

SUMA FCU offers one of the highest earning APY savings account available without having to make a large deposit.

Direct Deposit – Free

Never need to cash or worry about losing a check again.

Checking – Free (minimum balance of $50)

Unlike most banks our checking is interest bearing. Free starter checks, Overdraft protection for only $3.

VISA Credit Card - No Annual Fee

Ultra-low APR%* of 9% on a personal credit card and 10.95% on a business platinum credit card. No annual fee. 5-day grace period for late payments. Fraud Protection. Cash Back, Rewards, Discounts and more.        *rates subject to change

VISA Debit Card - Free

Remotely access your cash or make in-store or online purchases. 30,000+ of surcharge-free ATM locations with 24/7 access - including our 125 Corporate Blvd. location. Make deposits/withdrawals/transfers remotely.

Mobile Banking - Free

Desktop or Mobile accessible, remote deposit, easy bill-pay, check balances, transfer between accounts or member-to-member, Zelle direct payments, eWallets, control all your cards, loan and account application portal, message our staff and more.

Drive-thru Window - Free  (125 Corporate Blvd. location only)

Fast and contact-less transactions from 8:30am-3pm Mon., 8:30am to 8pm Tue. thru Fri., 8:30am-12:30pm Sat.

Money Market account - $2,500 minimum

Even higher rates than our savings account rates, 6 free withdrawals and/or transfers per month.

CDs/IRAs – Free

Multiple Options and the highest rates available in the market.

Lowest Loan Rates Available

SUMA FCU offers the lowest rates to its members for Real Estate Loans (Conventional, 1st Time Home Buyer, Home Equity, Investment, Commercial), New and Used Auto & Specialty Vehicle Loans, Personal Loans, Pledge of Shares (Consolidation of credit card debt, etc.).

Wire Transfers

Domestically or Internationally - in person or by phone.

Cashier Checks – Free (1 per day)

3rd party checks for payments to those that do not accept mobile payments.

Safe Deposit Box  (125 Corporate Blvd. location only)

Multiple sizes and low yearly rental rates.

Night Depository Service – Free

Special bags provided, validated deposit receipts, no waiting in lines, after-hours drop-off.

Notary Services – Free

Document notarization for members.

Immigration/Verification of Deposits and Other Letters

Letter of Credit Confirmations and verification of deposits.

Medallion Signature Guarantee - Free

STAMP/SEMP/MSP approved certification.

Paperless Statements & Tax forms
Assistance in multiple languages

Our staff can assist you in English and Ukrainian as well many other languages.

Don't forget to start your child or grandchild down the right financial path
Savings accounts, money market accounts, Coverdell Education IRAs, and Term Share Certificates may be opened on behalf of a minor.

Your deposits are federally insured to at least $250,000 and backed by the full faith and credit of the United States - under the supervision of the National Credit Union Administration, a U.S. federal regulatory agency, and covered by the National Credit Union Share Insurance Fund (NCUSIF).

To join, click here or feel free to stop into our North Port, FL or St. Petersburg, FL locations

Please note that you will need a name and email of a sponsor who has an account with SUMA FCU to complete the form.